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How to Deposit Money to Nakumatt Global via Mpesa

How to top up Nakumatt Global Card using M-Pesa

Nakumatt Global has two partners, Diamond Trust bank (DTB) and Kenya Commercial Bank (KCB). Diamond Trust bank (DTB) Lipa na M-Pesa paybill number is  516606 while the KCB paybill number is 522522.

DTB allows you to use your mobile number as your account number (07xx xxx xxx) for Lipa na M-Pesa while KCB allows you to use your 16 Digit Card Number (5246 xxxx xxxx xxxx).

Top Up Nakumatt Global Card using DTB

The Procedure for depositing money via M-Pesa to your DTB Nakumatt Global Card is as follows

  1. Go to M-Pesa menu on your phone, select “Lipa na M-Pesa
  2. Select “Paybill
  3. Select “Enter business no.” and enter the 516606 as the DTB business no and press “OK”
  4. Enter your mobile number as your account number (07xx xxx xxx) you are transferring money to and press “OK”
  5. Enter amount i.e. amount you want to deposit and press “OK”
  6. Enter your M-PESA PIN and press “OK”
  7. Confirm all the details are correct and press “OK”
  8. You will receive a verification window from M-Pesa where you have 1 minute to verify that the details are correct, if correct, dismiss or ignore, if wrong, enter the number 1 and press OK to cancel the transaction (This feature is known as Hakikisha)
  9. You will receive a confirmation SMS from M-Pesa immediately.
  10. Nakumatt Global will then send you a confirmation SMS shortly.

 

Top Up Nakumatt Global Card using KCB

The Procedure for depositing money via M-Pesa to your KCB Nakumatt Global Card is as follows

  1. Go to M-Pesa menu on your phone, select “Lipa na M-Pesa
  2. Select “Paybill
  3. Select “Enter business no.” and enter the 522522 as the KCB business no and press “OK”
  4. Enter your 16 Digit Card Number (5246 xxxx xxxx xxxx) you are transferring money to and press “OK”
  5. Enter amount i.e. amount you want to deposit and press “OK”
  6. Enter your M-PESA PIN and press “OK”
  7. Confirm all the details are correct and press “OK”
  8. You will receive a verification window from M-Pesa where you have 1 minute to verify that the details are correct, if correct, dismiss or ignore, if wrong, enter the number 1 and press OK to cancel the transaction (This feature is known as Hakikisha)
  9. You will receive a confirmation SMS from M-Pesa immediately.
  10. Nakumatt Global will then send you a confirmation SMS shortly.
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How to get a KCB M-PESA account

How to get a KCB M-PESA account

Dial*844#. Accept the Terms and Conditions. You will receive an SMS with your PIN. Dial *844# to access the KCB M-PESA Account Menu and enter the PIN. Change PIN option will be available under my account.

KCB M-PESA is a savings account that enables you to access instant loans up to KSh 1M upon dialing *844#.

  • The KCB M-PESA Account features include:
  • Minimum saving of Kshs.1 and maximum saving of KSh 1M
  • Personal accident insurance benefit based on savings
  • Interest on savings of 2% p.a.

You may load your savings easily and conveniently via M-PESA, KCB Mobi, Mtaani agent and/or branch and withdraw your KCB M-PESA account savings only via M-PESA.

Loans

You can borrow instantly without saving with disbursement being to KCB M-PESA Account Loan Limits (Kshs.100 to KSh 500,000 with a top up option)

You can choose flexible repayment periods of 1 month, 3 months and 6 months via M-PESA, KCB M-PESA Account and Mobi/Branch/Mtaani with an option of Partial payments.

The interest on the loan include:

  • 30 day loan at 6% per month
  • 90 day loan at 5% per month
  • 180 day loan at 4% per month

The KCB M-PESA Account Fixed Deposit accounts

There are two types of fixed deposit accounts available to you as a KCB M-PESA Account holder. They include

  • Fixed Savings Account
  • Target Savings Account

Fixed Savings Account

This Account allows you to lock a specific amount of cash for a certain period of time.

How does it work?

  • You will not be able to top-up to the amount saved.
  • Locked periods include 1, 3, 6, and 12 months with minimum amount of KSh 500.
  • Upon early or premature redemption, you will forfeit all interest accrued.
  • You get cash back immediately to KCB M-PESA account on prompting cash back
  • You also get Life insurance benefit based on fixed deposit savings.

Target Savings Account

This account allows you to set a target and make deposits towards achieving that target.

How does it work?

  • You will top up continuously until you achieve your target.
  • The account is accessible with standing orders from M-PESA or KCB M-PESA Account
  • You can choose from target periods of 1, 3, 6 and 12 months with minimum contribution of KSh 50.
  • You will also earn interest on cumulative interest
  • You are allowed up to 4 withdrawals within target lock period to maintain interest.
  • You will get cash back immediately to your KCB M-PESA account on prompting cash back

 

Source: How to get a KCB M-PESA account

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What is Hakikisha?

Hakikisha M-Pesa is a Safaricom system that integrates with M-Pesa to help users confirm the identity of mobile money recepients before hitting the send button.

The service is a new enhancement to M-PESA that will enable people to confirm the name of the intended recipient of funds, before completing an M-PESA transaction. Before this new addition, may incidents of M-Pesa users sending money to the wrong persons were recorded.

All M-Pesa users are opted into the service that also applies to when customers are making payments to Lipa Na M-PESA (PayBill option) and agent withdrawals.

To use the services, users have to Go to M-PESA > Send Money > Enter Phone Number > Enter Amount > Enter M-PESA PIN > OK to Send > You will get a notification with the intended recipient’s Name > To stop any wrong transaction, type ‘1’ and press send within 15 seconds. Pressing cancel or dismiss or close will not cancel the transaction.

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How to Deposit Money to Faulu Kenya Bank via Mpesa

Faulu Kenya’s Lipa na M-Pesa paybill number is 328585

The Procedure for depositing money via M-Pesa to your Faulu Kenya account is as follows

  1. Go to M-Pesa menu on your phone, select “Lipa na M-Pesa
  2. Select “Paybill
  3. Select “Enter business no.” and enter the 328585 as the Faulu Kenya business no and press “OK”
  4. Enter the Faulu Kenya account number you are transferring money to and press “OK”
  5. Enter amount i.e. amount you want to deposit and press “OK”
  6. Enter your M-PESA PIN and press “OK”
  7. Confirm all the details are correct and press “OK”
  8. You will receive a verification window from M-Pesa where you have 1 minute to verify that the details are correct, if correct, dismiss or ignore, if wrong, enter the number 1 and press OK to cancel the transaction
  9. You will receive a confirmation SMS from M-Pesa immediately.
  10. Faulu Kenya will then send you a confirmation SMS shortly.
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How to Deposit Money to I&M Bank via Mpesa

I&M Bank Limited’s Lipa na M-Pesa paybill number is 542542

The Procedure for depositing money via M-Pesa to your I&M Bank account is as follows

  1. Go to M-Pesa menu on your phone, select “Lipa na M-Pesa
  2. Select “Paybill
  3. Select “Enter business no.” and enter the 542542 as the I&M Bank business no and press “OK”
  4. Enter the I&M account number you are transferring money to and press “OK”
  5. Enter amount i.e. amount you want to deposit and press “OK”
  6. Enter your M-PESA PIN and press “OK”
  7. Confirm all the details are correct and press “OK”
  8. You will receive a verification window from M-Pesa where you have 1 minute to verify that the details are correct, if correct, dismiss or ignore, if wrong, enter the number 1 and press OK to cancel the transaction
  9. You will receive a confirmation SMS from M-Pesa immediately.
  10. I&M Bank will then send you a confirmation SMS shortly.
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How to Deposit Money to Coop Bank via Mpesa

Co-operative Bank’s Lipa na M-Pesa paybill number is 400200 

The Procedure for depositing money via M-Pesa to your Co-operative Bank account is as follows

  1. Go to M-Pesa menu on your phone, select “Lipa na M-Pesa
  2. Select “Paybill
  3. Select “Enter business no.”
  4. Enter the 400200 as the Co-operative Bank business no and press “OK”
  5. Enter the Co-operative Bank account number you are transferring money to and press “OK”
  6. Enter amount i.e. amount you want to deposit and press “OK”
  7. Enter your M-PESA PIN and press “OK”
  8. Confirm all the details are correct and press “OK”
  9. You will receive a verification window from M-Pesa where you have 1 minute to verify that the details are correct, if correct, dismiss or ignore, if wrong, enter the number 1 and press OK to cancel the transaction
  10. You will receive a confirmation SMS from M-Pesa immediately.
  11. Co-operative Bank will then send you a confirmation SMS shortly.
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How to Deposit Money to CBA via Mpesa

Commercial Bank of Africa’s (CBA) Lipa na M-Pesa paybill number is 880100

The Procedure for depositing money via M-Pesa to your CBAaccount is as follows

  1. Go to M-Pesa menu on your phone, select “Lipa na M-Pesa
  2. Select “Paybill
  3. Select “Enter business no.” and enter the 880100 as the CBA business no and press “OK”
  4. Enter the CBA account number you are transferring money to and press “OK”
  5. Enter amount i.e. amount you want to deposit and press “OK”
  6. Enter your M-PESA PIN and press “OK”
  7. Confirm all the details are correct and press “OK”
  8. You will receive a verification window from M-Pesa where you have 1 minute to verify that the details are correct, if correct, dismiss or ignore, if wrong, enter the number 1 and press OK to cancel the transaction
  9. You will receive a confirmation SMS from M-Pesa immediately.
  10. CBA will then send you a confirmation SMS shortly.

 

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How to Deposit Money to KCB via Mpesa

Kenya Commercial Bank’s Lipa na M-Pesa paybill number is 522522Their mobile banking service is dubbed KCB Mobi Bank.

The Procedure for depositing money via M-Pesa to your KCB account is as follows

  1. Go to M-Pesa menu on your phone, select “Lipa na M-Pesa
  2. Select “Paybill
  3. Select “Enter business no.” and enter the 522522 as the business no and press “OK”
  4. Enter the KCB account number you are transferring money to and press “OK”
  5. Enter amount i.e. amount you want to deposit and press “OK”
  6. Enter your M-PESA PIN and press “OK”
  7. Confirm all the details are correct and press “OK”
  8. You will receive a verification window from M-Pesa where you have 1 minute to verify that the details are correct, if correct, dismiss or ignore, if wrong, enter the number 1 and press OK to cancel the transaction
  9. You will receive a confirmation SMS from M-Pesa immediately.
  10. KCB will then send you a confirmation SMS shortly.
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What is Eazzy 247?

Eazzy 247 is a mobile banking service by the Equity Bank of Kenya that allows you to access on your bank account using your mobile phone. It is available through Safaricom, Orange, YU and Airtel, making it easy for you to transact anywhere, anytime.

The mobile banking services has the following features

  1. Airtime Top-up: Top up your own account, another person’s account in Equity or in another bank or request for emergency airtime.
  2. Funds Transfer: Transfer money to your own account, another person’s account, to a mobile number or make your loan payments.
  3. Cash Withdrawal: Withdraw cash through the ATM or at Equity Agent outlets.
  4. Goods Payment: Pay for goods directly from your account at branded outlets.
  5. Balance Enquiry: Check your account balance anytime.
  6. Bill Payment: Pay your electricity, water, HELB or DStv bills anytime.
  7. Loan Repayment: Request for a loan or an overdraft, enquire on your loan status and make payments through your phone.
  8. Requests and Alerts: Request for your statement, cheque book, information on forex rates and stock prices.  Alert the bank to stop your card or cheque. Receive transaction alerts every time you use your account.
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How to Deposit Money into Equity Bank account with M-Pesa

Equity Bank of Kenya’s  Lipa na M-Pesa paybill number is 247247. Their mobile banking service is dubbed Eazzy 247 thus the paybill number 247247.

The Procedure for depositing money via M-Pesa to your Equity Bank of Kenya account is as follows

  1. Go to M-Pesa menu on your phone, select “Lipa na M-Pesa
  2. Select “Paybill
  3. Select “Enter business no.” and enter the 247247 as the business no and press “OK”
  4. Select “Enter account no” i.e. Equity Bank account number (e.g. 0100 xxxx xxxx) and press “OK”
  5. Enter amount i.e. amount you want to deposit and press “OK”
  6. Enter your M-PESA PIN and press “OK”
  7. Confirm all the details are correct and press “OK”
  8. You will receive a verification window from M-Pesa where you have 1 minute to verify that the details are correct, if correct, dismiss or ignore, if wrong, enter the number 1 and press OK to cancel the transaction
  9. You will receive a confirmation SMS from M-Pesa immediately.
  10. Equity Bank will then send you a confirmation SMS shortly.