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How to Deposit Money to Coop Bank via Mpesa

Co-operative Bank’s Lipa na M-Pesa paybill number is 400200 

The Procedure for depositing money via M-Pesa to your Co-operative Bank account is as follows

  1. Go to M-Pesa menu on your phone, select “Lipa na M-Pesa
  2. Select “Paybill
  3. Select “Enter business no.”
  4. Enter the 400200 as the Co-operative Bank business no and press “OK”
  5. Enter the Co-operative Bank account number you are transferring money to and press “OK”
  6. Enter amount i.e. amount you want to deposit and press “OK”
  7. Enter your M-PESA PIN and press “OK”
  8. Confirm all the details are correct and press “OK”
  9. You will receive a verification window from M-Pesa where you have 1 minute to verify that the details are correct, if correct, dismiss or ignore, if wrong, enter the number 1 and press OK to cancel the transaction
  10. You will receive a confirmation SMS from M-Pesa immediately.
  11. Co-operative Bank will then send you a confirmation SMS shortly.
12 replies
  1. Jennifer Njeri
    Jennifer Njeri says:

    I like the lipa na mpesa way of depositing money to co-op bank account, but i have a problem because you dont get the account name you are depositing it to. what if you send to a wrong account how will you know? The verification window only shows the bank name, please check on this

  2. snyingi
    snyingi says:

    The service fees are too high 35ksh to deposit by the way who charges to deposit? and again 35ksh to check balance?

    • Biashara.co.ke
      Biashara.co.ke says:

      Hi Nesh, 400222 is used by Coop Bank as a Collection account. The most common use has been for School fees.


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