Home Guides How to Deposit Money to Coop Bank via Mpesa

How to Deposit Money to Coop Bank via Mpesa

by Biashara Kenya

Co-operative Bank’s Lipa na M-Pesa paybill number is 400200 

The Procedure for depositing money via M-Pesa to your Co-operative Bank account is as follows

  1. Go to M-Pesa menu on your phone, select “Lipa na M-Pesa
  2. Select “Paybill
  3. Select “Enter business no.”
  4. Enter the 400200 as the Co-operative Bank business no and press “OK”
  5. Enter the Co-operative Bank account number you are transferring money to and press “OK”
  6. Enter amount i.e. amount you want to deposit and press “OK”
  7. Enter your M-PESA PIN and press “OK”
  8. Confirm all the details are correct and press “OK”
  9. You will receive a verification window from M-Pesa where you have 1 minute to verify that the details are correct, if correct, dismiss or ignore, if wrong, enter the number 1 and press OK to cancel the transaction
  10. You will receive a confirmation SMS from M-Pesa immediately.
  11. Co-operative Bank will then send you a confirmation SMS shortly.

If you have any feedback or complaint, please talk to Coop Bank on:
Call Center Numbers: 020-2776000, 0703027000
Email: [email protected]
Whatsapp: +254736690101


Jennifer Njeri April 4, 2017 - 9:34 am

I like the lipa na mpesa way of depositing money to co-op bank account, but i have a problem because you dont get the account name you are depositing it to. what if you send to a wrong account how will you know? The verification window only shows the bank name, please check on this

samson March 12, 2018 - 3:04 pm

i have sent to wrong account,, how can i reverse it

joembugua July 12, 2017 - 12:09 am

Waah coopbank charges people to deposit with lipa na mpesa.35 bob????

Mamu December 22, 2017 - 1:47 pm

Imagine!! A clean 55/=. They do not even confirm the name to whom you have send the money to!! Even after deducting that much!

Maxi Mired January 14, 2020 - 5:51 am

So two companies have partnered to make depositing money convenient thru transacting from the comfort of your home, but you want that service to be offered for free?!!!! Kwani these r charitable organizations? Kama hutaki kulipia deposit, si you go cue. Kenyans and whining is a twin affair.

Shabir September 19, 2017 - 6:57 am

Does it work at night

Shabir October 12, 2017 - 4:30 pm

Every time I deposit it say failed the receiver is not available????

Wellingtone February 17, 2018 - 10:00 pm

Why should I pay to deposit??? This is a joke

dorcas February 22, 2018 - 1:49 pm

by da way it s da easy way out rather than going to the bank and queue

RWK March 24, 2018 - 12:53 pm

I like it but at least request they reduce the charges.

snyingi May 14, 2018 - 4:41 pm

The service fees are too high 35ksh to deposit by the way who charges to deposit? and again 35ksh to check balance?

Vivian August 22, 2018 - 4:11 pm

Hi, I tried today and the transaction is 112 which I think is Safaricom who charge the cost,unless coop are in this and are hiding the fact that they are charging us. I am not going to dare again.

Nesh May 18, 2018 - 1:11 pm

i think the number is 400222

Biashara.co.ke May 24, 2018 - 2:22 pm

Hi Nesh, 400222 is used by Coop Bank as a Collection account. The most common use has been for School fees.

sharon k (@kulbeans) June 30, 2018 - 5:13 pm

How long does it take to reflect?

Allan August 10, 2018 - 6:16 am

who should address these issue of charges coz the bank seems not to care and speak. Even mpesa does not charge to seposit . Can some one respond to these. I demand

edwinklainz August 13, 2018 - 3:34 pm

guys this method works if you have mpesa in ur phone and do not want to withdraw then deposit coz if you do ur maths it saves significant amount,fare to nearest branch and time.

Onyango Omollo Oliech December 18, 2018 - 4:54 am

It tells me this every time I try to deposit: Failed. The Account Number format you entered is incorrect. Please try again with the correct Account Number.can somebody out there help?

lawrence wanjiru August 1, 2021 - 6:22 pm

some one help

lawrence wanjiru August 1, 2021 - 6:33 pm

use 400200 as the paybill number not 400222

BEATTIE April 22, 2021 - 9:50 pm

I don’t think it whining the bank is charging its customers for a services that’s being offered free by its fellow counterparts( other banks) that’s the point


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