Home Guides How to register for M-Akiba through your Mobile Phone

How to register for M-Akiba through your Mobile Phone

by Biashara Kenya

M-Akiba is a USSD mobile system that allows Kenyans to invest in Government Bonds.

1. To invest in M-Akiba, dial USSD Code *889# on your line.

2. A prompt will appear on your screen requiring you to enter your preferred Service Personal Identification Number (PIN). Set your preferred PIN then press OK to proceed.

Please note that for subsequent transactions, you will use the preferred PIN you entered the first time. You are advised to keep your PIN a secret and protect it against unauthorized persons. In an event you forgot your PIN, press 0 and follow the prompts to set a new PIN.

3. Enter Your National Identity Number
The M-Akiba bond is open to Kenya’s citizens who have attained legal adult age of 18 years and are in a possession of a mobile money enabled phone, a duly registered line and a valid National Identity card.

4. Register to Participate in M-Akiba
After entering your National ID number, you will then be prompted to register by dialing 1.

5. Accept Terms & Conditions of M-Akiba
The service will revert with terms & conditions of M-Akiba. You are required to read and understand the terms & conditions, if you are in agreement press 1 for YES.

6. Complete Submission of Details
After accepting terms & conditions, you will receive notification from your network service provider informing you of your successful submission of details. You will then wait a few minutes for a confirmation message.

7. Receive M-Akiba Account Details via SMS
The confirmation message will have your M-Akiba Account Number, Your Name and the activation time & date of your M-Akiba Account. To continue trading, dial *889# on your line and follow the prompts.


Samuel April 3, 2017 - 2:50 pm

I have registered but no reply confirmation via sms

Gitau April 5, 2017 - 11:47 am

I have registered but no confirmation message one hour later !

Elizabeth Dorinah Akoth Abuor August 28, 2019 - 8:35 am

Hava tried to register but it’s not going through

Billy April 7, 2017 - 11:38 am

How long does it take to get SMS with Account details?

Michael mbugua kamau March 29, 2018 - 1:07 pm

How long does it take to get a SMS with Account ddetail?

Benard July 14, 2018 - 7:01 pm

is this really. No confirmation massage for the whole day

Faith ntinyari September 18, 2018 - 9:50 am

I have registerd but i have not received any message

Jimmy wekesa December 15, 2018 - 10:36 am

I already have registered one hour ago but no SMS confirmation please help!

Mabel Galo December 22, 2018 - 4:07 pm

I have registered but no response after one hour

Kevin Okanda January 24, 2019 - 2:58 pm

Mine has even failed to accept pin, how do I create the pin

Emillia February 1, 2019 - 11:34 am

Kindly confirm how genuine is mkiba…..if after registering you are told you have succeeded…after that no SMS is coming back….even after 24 hrs

Aggrey Matayo February 24, 2019 - 5:30 am

I regestered but I havent recieved any notification

Aggrey Matayo February 24, 2019 - 5:35 am

I registered but I have not been notified

Milka April 23, 2019 - 11:37 pm

Beware of co men I was conned in the name of opening an account beware of 0788362001 he told me to credit my mpesa so that the app can open he drained my mpesa account through 555555 later told me to put that number to pay Bill he later switched off his phone beware of makiba loans fraud

Joe June 19, 2019 - 5:42 pm

Almost got conned too,beware of number 0788362001, he told me to use the number 555555 and put my pin or Id no…..thanks Milka for the high Alert

Violet magero December 16, 2019 - 9:07 am

Been trying to register but it’s not going through


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