How to Fuliza M-PESA

Fuliza M-PESA is a new overdraft service which allows M-PESA customers to complete their M-PESA transactions when they have insufficient funds in their account.

Here’s how you can register and use the service -:

  1. Dial *234# and select Fuliza M-PESA to opt in. You need to be an M-PESA registered customers with an active Safaricom line.
  2. Once you have opted in, you can Dial *234# and Select Fuliza M-PESA to check your limit, balance, mini statement and opt out option. Every time you transact using Fuliza, you will receive an sms with the outstanding Fuliza amount.

You can also install the mySafaricom app that is available on Android and iOS. The app allows you to monitor your fuliza without having to dial *234#

HOW TO INSTALL THE MYSAFARICOM ANDROID APP         

Fuliza M-Pesa does not allow you to withdraw money. Here are a few other facts -:

How many accounts can I hold for Fuliza M-PESA services?

Every M-PESA registered line will be treated as a different account. Each mobile number will qualify for Fuliza M-PESA and will be awarded a limit. This limit will be reviewed every 3 months depending on your usage.

How many times can I use Fuliza M-PESA?

You can use it as many times as needed as long as you are within the allocated Fuliza M-PESA limit.

Which M-PESA transactions can I complete using Fuliza M-PESA?

  • Lipa Na M-PESA: Buy goods and Paybill as well as Send money

How do I use my Fuliza limit?

All you need to do is transact normally on M-PESA and if you have insufficient funds, Fuliza M-PESA will cover the shortfall.

How do I grow my Fuliza M-PESA limit?

Continue using Safaricom and M-PESA services frequently and repay Fuliza M-PESA on time by toping up your M-PESA account.

How much will I be charged for using Fuliza M-PESA?

You will be charged 1% access fee and a maintenance fee on the outstanding balance as per below table. Normal M-PESA transaction charges apply.

 

Band Tariff Promotional Tariff for 30 day from launch
0 -100 One-time fee of Ksh 2 One-time fee of Ksh 0
101-500 Ksh 5 per day
501-1000 Ksh 10 per day
1001-1500 Ksh 20 per day
1501-2500 Ksh 25 per day
2501-70000 Ksh 30 per day  

 

Are there any Penalties for late repayment?

You will not have access to your Fuliza M-PESA limit if you have any unpaid balance after day 30. This will however be restored on full repayment of your Fuliza balance.

How to Pay for Safaricom Home Fibre

Safaricom Home Fibre is a service that allows you to have fast, reliable and unlimited internet access from the comfort of your home. Once registered you will be given a Wi-Fi router that will enable you to have wireless and LAN internet access.

Use this instructions only if you have an existing account.

  1. Use M-PESA PAYBILL no. 150501 and key in your Safaricom Home Fibre account number under the account number section
  2. Via USSD,
    • Dial *400#
    • Select Manage your subscriptions
    • Select your preferred package and make payment via M-PESA
  1. Via Bonga – this allows you to pay for your Safaricom Home fibre subscription using Bonga points. Simply dial *400#, select manage subscriptions, select your account then select renew subscription, select the account no that you are renewing, then select bonga points. You will then confirm payment and input your service PIN. A confirmation SMS will then be sent to your number confirming your successful payment.

If you are a new customer, please read How to Get Connected to Safaricom Home Fibre.

For assistance, please call 400 from the number that you used to pay for the service. Alternatively, you can send an email to safaricomhome@safaricom.co.ke

How to use PayPal Mobile Money Service with M-PESA

The new service will allow Kenyans to sell and buy globally by linking their PayPal and M-PESA accounts

Safaricom (NSE: SCOM), PayPal and TransferTo have today announced a collaboration on a new service that will allow movement of funds between M-PESA and PayPal accounts, a huge boost to international eCommerce.

Qualifying M-PESA customers in Kenya can link their PayPal accounts to their M-PESA wallets, enabling them to easily and securely buy goods and services from merchants around the globe.

In addition, M-PESA customers can still receive and withdraw money from more than 140,000 agents across the country.

Similarly, the new service will give Kenyan merchants the opportunity to boost their reach and grow their business internationally.

“M-PESA’s collaboration with PayPal will open up global market places and the global economy to millions of Kenyans and Kenyan-based businesses. Beyond money transfers, this development ushers in a new era of speed and convenience beyond borders, as we work towards innovating robust platforms through which more entrepreneurs and consumers can benefit from the growing eCommerce industry”, said Joseph Ogutu, Director – Strategy, Safaricom.

To make online purchases, customers will be required to set up PayPal accounts, which they can top up in real-time using their M-PESA balances. Customers can then withdraw funds within a timespan of few hours to three days, depending on the transaction amount.

In addition to linking Kenyan businesses and shoppers to more than 18 million merchants around the world through PayPal, the new service will also allow local businesses to sell their goods and services to more than 210 million active PayPal users across the globe in up to 25 international currencies.

“PayPal’s collaboration with M-PESA is part of the company’s long-term strategy to enable e-commerce and democratise financial services on the African continent,” says Efi Dahan, PayPal General Manager for the Middle East, Africa, and Russia.

“We are excıted to brıng the M-PESA mobile wallet and PayPal joint services to the Kenyan market, which makes it more convenient and secure to withdraw and add money to their accounts while participating in the global digital economy,” said Dahan.

“We are proud to have been chosen by these two world-class payments providers to bridge the gap between the services offered in developed countries with those available in emerging markets – which is the cornerstone of TransferTo’s mission,” said Peter De Caluwe, CEO at TransferTo.

“This service is a major milestone in the evolution of cross-border mobile payments, in that TransferTo’s technology is creating a fundamental link between M-PESA users in Kenya and PayPal’s global network, and seamlessly connecting Kenyan shoppers and businesses to the global eCommerce world,” said De Caluwe.

To qualify your accounts and transact between the two services, please visit the M-PESA PayPal portal on www.paypal-mobilemoney.com/m-pesa.

How to Deposit Money to CBA Loop via Mpesa

CBA Loop’s Lipa na M-Pesa paybill number is 714777

CBA Loop is a digital banking application that is available via web and mobile. It is targeted at millennials who by culture do not want to visit bank branches. Loop has no branches except for a few stores that allow you to collect your CBA Loop Mastercard.

*Do not use these instructions if you want to deposit to a Commercial Bank of Africa (CBA) account.

The Procedure for depositing money via M-Pesa to your Loop account is as follows

  1. Go to M-Pesa menu on your phone, select “Lipa na M-Pesa
  2. Select “Paybill
  3. Select “Enter business no.” and enter the 714777 as the Loop business no and press “OK”
  4. Enter your mobile number as Account Number and press “OK”
  5. Enter amount i.e. amount you want to deposit and press “OK”
  6. Enter your M-PESA PIN and press “OK”
  7. Confirm all the details are correct and press “OK”
  8. You will receive a verification window from M-Pesa where you have 1 minute to verify that the details are correct, if correct, dismiss or ignore, if wrong, enter the number 1 and press OK to cancel the transaction
  9. You will receive a confirmation SMS from M-Pesa immediately.
  10. Loop will then send you a confirmation SMS but you can check your loop account for confirmation of deposit.

If you have not registered for Loop and wish to do so, visit www.cbaloop.com. Registration is online and you only have to visit a Loop store to pick up your Mastercard.

 

The stores are currently available in the following locations -:

Garden City

Mama Ngina

Yaya Centre

Sarit Centre

The Point Mall – Buru Buru

Masai Mall – Ongata Rongai

Hours of Business; 8am-8pm Monday to Sunday. Closed on public holidays

How to Deposit Money to Standard Chartered Kenya via Mpesa

Standard Chartered Bank of Kenya’s Lipa na M-Pesa paybill number is 329329. 

The Procedure for depositing money via M-Pesa to your Standard Chartered Bank account is as follows

  1. Go to M-Pesa menu on your phone, select “Lipa na M-Pesa
  2. Select “Paybill
  3. Select “Enter business no.” and enter the 329329 as the Standard Chartered business no and press “OK”
  4. Enter the Standard Chartered account number you are transferring money to and press “OK”
  5. Enter amount i.e. amount you want to deposit and press “OK”
  6. Enter your M-PESA PIN and press “OK”
  7. Confirm all the details are correct and press “OK”
  8. You will receive a verification window from M-Pesa where you have 1 minute to verify that the details are correct, if correct, dismiss or ignore, if wrong, enter the number 1 and press OK to cancel the transaction
  9. You will receive a confirmation SMS from M-Pesa immediately.
  10. Standard Chartered will then send you a confirmation SMS shortly.
how-to-deposit-money-to-barclays-bank-kenya-via-mpesa-fw

Barclays Bank of Kenya’s Lipa na M-Pesa paybill number is 303030. 

The Procedure for depositing money via M-Pesa to your Barclays Bank account is as follows

  1. Go to M-Pesa menu on your phone, select “Lipa na M-Pesa
  2. Select “Paybill
  3. Select “Enter business no.” and enter the 303030 as the Barclays Bank of Kenya (BBK) business no and press “OK”
  4. Enter the Barclays Bank account number you are transferring money to and press “OK”
  5. Enter amount i.e. amount you want to deposit and press “OK”
  6. Enter your M-PESA PIN and press “OK”
  7. Confirm all the details are correct and press “OK”
  8. You will receive a verification window from M-Pesa where you have 1 minute to verify that the details are correct, if correct, dismiss or ignore, if wrong, enter the number 1 and press OK to cancel the transaction
  9. You will receive a confirmation SMS from M-Pesa immediately.
  10. Barclays Bank will then send you a confirmation SMS shortly.
Vodacom discontinue M-Pesa n South Africa

Vodacom will discontinue its M-Pesa product in South Africa with effect from 30 June 2016.

Speaking about the decision, Shameel Joosub, Vodacom Chief Executive Officer, says: “Vodacom’s decision is based on the fact that the business sustainability of M-Pesa is predicated on achieving a critical mass of users. Based on our revised projections and high levels of financial inclusion in South Africa there is little prospect of the M-Pesa product achieving this in its current format in the mid-term.”

In other markets where financial inclusion is limited and where there is a more supportive macro environment, M-Pesa continues to gain solid traction based on exponential growth in customer acquisition. Kenya and Tanzania are prime examples of this. It is important to note that this decision does not affect M-Pesa customers in Tanzania, Lesotho, Mozambique and the DRC, where the product continues to grow exponentially.

With regard to customers, Joosub says: “Vodacom is fully committed to mitigating any inconvenience to customers impacted by the decision and assures all M-Pesa South Africa customers that their funds remain safe and readily accessible. We remain of the opinion that opportunities exist in the Financial Services environment and we will continue to explore these.”

Mpesa Bank Paybill Numbers for All Banks in Kenya

Banks in Kenya have embraced M-Pesa across the board to provide their customers with fast, easy and convenient access to their money.

Safaricom Lipa Na M-PESA PayBill is a cash collection service that allows small or medium sized business to collect money on a regular basis from their customers.

The following is a list of Lipa na M-Pesa PayBill numbers for mobile banking services by different banks in Kenya.

BANK INSTITUTION M-PESA PAY BILL NUMBER
Bank of Africa(BOA) 972900
Barclays Bank K LTD 303030
CFC Stanbic 600100
Chase Bank 552800
Comm. Bank of Africa 880100
Consolidated Bank LTD 508400
Co-operative Bank 400200
Credit Bank 972700
Diamond Trust Bank(DTB) 516600
Ecobank 700201
Equatorial Commercial Bank 498100
Equity Bank 247247
Family Bank Ltd 222111
Faulu DTM 328585
First Community Bank Ltd 919700
GTBank Kenya Ltd 910200
Gulf African Bank 985050
Housing Finance Company LTD 100400
I & M Bank Limited 542542
IMPERIAL BANK LTD 800100
Jamii Bora Bank 529901
KCB 522522
K-REP BANK (Now Sidian Bank) 111999
KWFTDTM 101200
Musoni 514000
National Bank 625625
NIC Bank Limited 488488
Post Office Savings Bank 200999
Rafiki DTM 802200
Sidian Bank 111999
SMEP DTM 777001
Standard Chartered Bank 329329
Transnational Bank 862862
UBA Bank 559900
Vision Fund Kenya 200555; 549900
ABC Bank 111777
CITIBANK N.A KENYA 100229
Prime Bank 982800
Uwezo DTM 504600

 

Sidian Bank’s, which is formerly K-rep Bank, Lipa na M-Pesa paybill number is 111999. 

The Procedure for depositing money via M-Pesa to your Sidian Bank account is as follows

  1. Go to M-Pesa menu on your phone, select “Lipa na M-Pesa
  2. Select “Paybill
  3. Select “Enter business no.” and enter the 111999 as the Sidian Bank business no and press “OK”
  4. Enter the Sidian Bank account number you are transferring money to and press “OK”
  5. Enter amount i.e. amount you want to deposit and press “OK”
  6. Enter your M-PESA PIN and press “OK”
  7. Confirm all the details are correct and press “OK”
  8. You will receive a verification window from M-Pesa where you have 1 minute to verify that the details are correct, if correct, dismiss or ignore, if wrong, enter the number 1 and press OK to cancel the transaction
  9. You will receive a confirmation SMS from M-Pesa immediately.
  10. Sidian Bank will then send you a confirmation SMS shortly.

In addition to M-Pesa, Sidian bank has launched mobile apps that will allow their customers to enjoy seamless banking. See that here.

Read about K-Rep bank rebranding to Sidian Bank

K-Rep bank rebrands to Sidian Bank as it targets entrepreneurs (Video)

K-REP BANK REBRANDS TO SIDIAN BANK

 

Depositing and withdrawing of cash from Sportpesa is fast and efficient through mobile money.

The minimum amount of money you can place a bet with is ksh 100. Withdrawing your winnings will cost you ksh 33.

FROM SAFARICOM MPESA

1. Go to Mpesa Menu
2. Select Lipa Na Mpesa
3. Paybill
4. Enter business number 955100
5. Account number as SPORTPESA or your Mobile Number
6. Enter amount to transfer to Sportpesa account
7. Enter PIN

FROM AIRTEL MONEY

1. Go to Airtel Money Menu
2. Make payment
3. Select Paybill
4. Click Other
5. Enter Business number SPORTPESA
6. Enter Amount to transfer to Sportpesa account
7. Enter PIN
8. Enter reference number as FOOTBALL

FROM ORANGE MONEY

1. Go to Orange Money
2. Select paybill
3. Click other
4. Enter paybill number 079079
5. Enter amount to transfer to Sportpesa account
6. Enter PIN

FROM YU CASH
1. Go to YU cash menu
2. Select Paybill
3. Go to other
4. Enter paybill number 107079
5. Enter business number SPORTPESA
6. Enter amount to transfer to Sportpesa account
7. Enter PIN

 

Sportpesa can be reached using the following contact details

CUSTOMER CARE: 0755 079 079/0709 079 079
Facebook: sportpesa
Twitter: @sportpesa