How to Fuliza M-PESA

Fuliza M-PESA is a new overdraft service which allows M-PESA customers to complete their M-PESA transactions when they have insufficient funds in their account.

Here’s how you can register and use the service -:

  1. Dial *234# and select Fuliza M-PESA to opt in. You need to be an M-PESA registered customers with an active Safaricom line.
  2. Once you have opted in, you can Dial *234# and Select Fuliza M-PESA to check your limit, balance, mini statement and opt out option. Every time you transact using Fuliza, you will receive an sms with the outstanding Fuliza amount.

You can also install the mySafaricom app that is available on Android and iOS. The app allows you to monitor your fuliza without having to dial *234#

HOW TO INSTALL THE MYSAFARICOM ANDROID APP         

Fuliza M-Pesa does not allow you to withdraw money. Here are a few other facts -:

How many accounts can I hold for Fuliza M-PESA services?

Every M-PESA registered line will be treated as a different account. Each mobile number will qualify for Fuliza M-PESA and will be awarded a limit. This limit will be reviewed every 3 months depending on your usage.

How many times can I use Fuliza M-PESA?

You can use it as many times as needed as long as you are within the allocated Fuliza M-PESA limit.

Which M-PESA transactions can I complete using Fuliza M-PESA?

  • Lipa Na M-PESA: Buy goods and Paybill as well as Send money

How do I use my Fuliza limit?

All you need to do is transact normally on M-PESA and if you have insufficient funds, Fuliza M-PESA will cover the shortfall.

How do I grow my Fuliza M-PESA limit?

Continue using Safaricom and M-PESA services frequently and repay Fuliza M-PESA on time by toping up your M-PESA account.

How much will I be charged for using Fuliza M-PESA?

You will be charged 1% access fee and a maintenance fee on the outstanding balance as per below table. Normal M-PESA transaction charges apply.

 

Band Tariff Promotional Tariff for 30 day from launch
0 -100 One-time fee of Ksh 2 One-time fee of Ksh 0
101-500 Ksh 5 per day
501-1000 Ksh 10 per day
1001-1500 Ksh 20 per day
1501-2500 Ksh 25 per day
2501-70000 Ksh 30 per day  

 

Are there any Penalties for late repayment?

You will not have access to your Fuliza M-PESA limit if you have any unpaid balance after day 30. This will however be restored on full repayment of your Fuliza balance.

How to Pay for Safaricom Home Fibre

Safaricom Home Fibre is a service that allows you to have fast, reliable and unlimited internet access from the comfort of your home. Once registered you will be given a Wi-Fi router that will enable you to have wireless and LAN internet access.

Use this instructions only if you have an existing account.

  1. Use M-PESA PAYBILL no. 150501 and key in your Safaricom Home Fibre account number under the account number section
  2. Via USSD,
    • Dial *400#
    • Select Manage your subscriptions
    • Select your preferred package and make payment via M-PESA
  1. Via Bonga – this allows you to pay for your Safaricom Home fibre subscription using Bonga points. Simply dial *400#, select manage subscriptions, select your account then select renew subscription, select the account no that you are renewing, then select bonga points. You will then confirm payment and input your service PIN. A confirmation SMS will then be sent to your number confirming your successful payment.

If you are a new customer, please read How to Get Connected to Safaricom Home Fibre.

For assistance, please call 400 from the number that you used to pay for the service. Alternatively, you can send an email to safaricomhome@safaricom.co.ke

How to Get Safaricom Home Fiber Connection

Safaricom Home Fibre is a service that allows you to have fast, reliable and unlimited internet access from the comfort of your home. Once registered you will be given a Wi-Fi router that will enable you to have wireless and LAN internet access.

You must be living within any of the Safaricom Home Fibre Zones. You check the coverage through the Safaricom website here. If your are is not covered, Safaricom allows you to submit a coverage requests.

If you are lucky and your area is covered, all you have to do to get connected  to the service is Simply contact Safaricom by sending an SMS ‘FIBRE’ to 400 or visiting any of our Retail Shops;

Safaricom will call you back within 48 hours. Fill and hand in the Safaricom Home Fibre Application Form which will be provided to you.

Once you complete the Safaricom Home Fibre form, the Safaricom representative will give you an Account Number that you will use to make payment in one of the following ways:

  • Dial *400# and follow the steps
  • Pay via M-PESA by using the Safaricom Home Pay bill number 150501
  • Pay at any Safaricom shop.

Once you make payment, Safaricom will connect you to the Service within 48 hours, subject to you granting their representatives access to your home.

As part of the installation process, they will provide you with a Wi-Fi router that will enable you to access the Wi-Fi Network within your home. They will set up the Wi-Fi network and configure your username and password which you require to access the Service.

Below are the fibre prices effective from October 18th, 2018.

Package Price (Kshs.)
Bronze 2,900
Silver 3,999
Bronze Plus 3,400
Silver Plus 4,999
Gold 5,699
Gold Plus 6,699
Platinum 11,499
Platinum Plus 12,499

 

For assistance, please call 400 from the number that you used to pay for the service. Alternatively, you can send an email to safaricomhome@safaricom.co.ke

How to Reverse Call on Safaricom

Safaricom has today announced the availability of its “Reverse Call” feature enabling its more than 31 million customers to pay for calls for loved ones. The service enables a caller to transfer the cost of a call to the receiver.

Here’s how to reverse call on Safaricom -:

  1. Open the “Phone” application on your Mobile Device.
  2. Dial the number you want to call but this time add this number sign # before the number you are calling. For instance, to transfer the cost of the call to 0722000000, you will dial #0722000000.

A customer receiving a reverse call request will see the caller’s details appear on the screen as normal, but once they pick the call, they will receive a voice prompt asking them to key in “1” to accept the reverse call. The cost of the call will be equivalent to the receiver’s normal call cost.

The service is only available for on-net calls and will not be applicable for off-net, roaming and international calls.

Read More: Safaricom Rolls Out “Reverse Call” Feature To All Customers 

How to Buy Kenya Power (KPLC) Prepaid Tokens via M-PESA

Kenya Power (KPLC) M-Pesa paybill number for Postpaid bill payments is 888880

Kenya Power owns and operates most of the electricity transmission and distribution system in Kenya and sells electricity to over 6,761,090 million by end of June 2018.

The Procedure for buying your KPLC tokens via M-Pesa are as follows -:

  1. Go to Safaricom SIM Tool Kit, select M-PESA menu, select “Lipa na M-PESA
  2. Select “Pay Bill
  3. Select “Enter Business no.“, Enter KPLC’s Lipa na M-PESA PayBill Number 888880 and press “OK”
  4. Select “Enter Account no.“, Enter your KPLC Prepaid Meter Number (e.g. 0100 xxxx xxxx x) press “OK”
  5. Enter Amount“, between KSh100 and 35,000 and press “OK”
  6. Enter your M-PESA PIN and press “OK”
  7. Confirm all the details are correct and press “OK”
  8. M-PESA HAKIKISHA, You will get a notification with the intended recipient’s name e.g. “Pay Kenya Power KSh1,000.00 for Account 0100 xxxx xxxx x Press 1 within 20 seconds to STOP this transaction.” To stop a wrong transaction, Enter “1” and press Send within 20 seconds. Pressing “Cancel” will complete the transaction.
  9. You will receive a confirmation SMS from M-PESA.
  10. KPLC will then generate prepaid token valid for your meter and send via SMS.

Call the Contact Centre hotline numbers 95551 or 0703070707 or 0732170170 for service-related enquiries.

Paying your Postpaid Electricity Bill with M-Pesa (Safaricom)

Kenya Power (KPLC) M-Pesa paybill number for Postpaid bill payments is 888888

Kenya Power owns and operates most of the electricity transmission and distribution system in Kenya and sells electricity to over 6,761,090 million by end of June 2018.

The Procedure for paying your KPLC postpaid bill via M-Pesa are as follows -:

  1. Select “Pay Bill” from the M-Pesa menu.
  2. Enter the Kenya Power business number 888 888.
  3. Enter your new Kenya Power account number e.g. 123456.
  4. Enter the amount you wish to pay which should be between Shs. 100 and  Shs.35,000.
  5. Enter your M-Pesa PIN.
  6. Confirm that all details are correct.
  7. You will receive a confirmation of the transaction via SMS.

Call the Contact Centre hotline numbers 95551 or 0703070707 or 0732170170 for service-related enquiries.

2018 PAYE Income Tax Band in Kenya

The Finance Act 2017 amended the Third Schedule to the Income Tax Act by introducing revised individual tax rates. The revised rates have, when compared to the 2017 rates, brought about an expansion of approximately 10% in the tax bands and increased relief from KES 15,360 per annum to KES 16,896 per annum.

The 2018 rates are effective starting 1st January 2018. It is expected that the expansion of the tax bands coupled with the increase in relief will have an effect of lowering the tax burden for employees therefore increasing the net pay

​Taxable IncomeTax Rate
KSh0 – KSh147,58010%
KSh147,581 – KSh286,62315%
KSh286,624 – KSh425,66620%
KSh425,667 – KSh564,70925%
KSh564,710 and Above30%
How to use PayPal Mobile Money Service with M-PESA

The new service will allow Kenyans to sell and buy globally by linking their PayPal and M-PESA accounts

Safaricom (NSE: SCOM), PayPal and TransferTo have today announced a collaboration on a new service that will allow movement of funds between M-PESA and PayPal accounts, a huge boost to international eCommerce.

Qualifying M-PESA customers in Kenya can link their PayPal accounts to their M-PESA wallets, enabling them to easily and securely buy goods and services from merchants around the globe.

In addition, M-PESA customers can still receive and withdraw money from more than 140,000 agents across the country.

Similarly, the new service will give Kenyan merchants the opportunity to boost their reach and grow their business internationally.

“M-PESA’s collaboration with PayPal will open up global market places and the global economy to millions of Kenyans and Kenyan-based businesses. Beyond money transfers, this development ushers in a new era of speed and convenience beyond borders, as we work towards innovating robust platforms through which more entrepreneurs and consumers can benefit from the growing eCommerce industry”, said Joseph Ogutu, Director – Strategy, Safaricom.

To make online purchases, customers will be required to set up PayPal accounts, which they can top up in real-time using their M-PESA balances. Customers can then withdraw funds within a timespan of few hours to three days, depending on the transaction amount.

In addition to linking Kenyan businesses and shoppers to more than 18 million merchants around the world through PayPal, the new service will also allow local businesses to sell their goods and services to more than 210 million active PayPal users across the globe in up to 25 international currencies.

“PayPal’s collaboration with M-PESA is part of the company’s long-term strategy to enable e-commerce and democratise financial services on the African continent,” says Efi Dahan, PayPal General Manager for the Middle East, Africa, and Russia.

“We are excıted to brıng the M-PESA mobile wallet and PayPal joint services to the Kenyan market, which makes it more convenient and secure to withdraw and add money to their accounts while participating in the global digital economy,” said Dahan.

“We are proud to have been chosen by these two world-class payments providers to bridge the gap between the services offered in developed countries with those available in emerging markets – which is the cornerstone of TransferTo’s mission,” said Peter De Caluwe, CEO at TransferTo.

“This service is a major milestone in the evolution of cross-border mobile payments, in that TransferTo’s technology is creating a fundamental link between M-PESA users in Kenya and PayPal’s global network, and seamlessly connecting Kenyan shoppers and businesses to the global eCommerce world,” said De Caluwe.

To qualify your accounts and transact between the two services, please visit the M-PESA PayPal portal on www.paypal-mobilemoney.com/m-pesa.

List of accredited Universities in Kenya for engineering courses

Engineering students in Kenya have recently had a tough time after the Engineers Board of Kenya (EBK) disowned degrees from some universities. The body has now published a list of universities recognised for engineering courses.

  1. University of Nairobi (UoN)
  2. Moi University
  3. Jomo Kenyatta University of Agriculture and Technology (JKUAT)
  4. Egerton University
  5. Dedan Kimathi University of Technology
  6. Kenyatta University (KU)
  7. Technical University of Mombasa
  8. Masinde Muliro University of Science and Technology
  9. Multimedia University of Kenya

Visit the EBK website for more updates ebk.or.ke.

How to register for M-Akiba through your Mobile Phone

M-Akiba is a USSD mobile system that allows Kenyans to invest in Government Bonds.

1. To invest in M-Akiba, dial USSD Code *889# on your line.

2. A prompt will appear on your screen requiring you to enter your preferred Service Personal Identification Number (PIN). Set your preferred PIN then press OK to proceed.

Please note that for subsequent transactions, you will use the preferred PIN you entered the first time. You are advised to keep your PIN a secret and protect it against unauthorized persons. In an event you forgot your PIN, press 0 and follow the prompts to set a new PIN.

3. Enter Your National Identity Number
The M-Akiba bond is open to Kenya’s citizens who have attained legal adult age of 18 years and are in a possession of a mobile money enabled phone, a duly registered line and a valid National Identity card.

4. Register to Participate in M-Akiba
After entering your National ID number, you will then be prompted to register by dialing 1.

5. Accept Terms & Conditions of M-Akiba
The service will revert with terms & conditions of M-Akiba. You are required to read and understand the terms & conditions, if you are in agreement press 1 for YES.

6. Complete Submission of Details
After accepting terms & conditions, you will receive notification from your network service provider informing you of your successful submission of details. You will then wait a few minutes for a confirmation message.

7. Receive M-Akiba Account Details via SMS
The confirmation message will have your M-Akiba Account Number, Your Name and the activation time & date of your M-Akiba Account. To continue trading, dial *889# on your line and follow the prompts.